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  <channel>
    <title>Dave Solomon, RFC</title>
    <link>https://www.podomatic.com/podcasts/dave53076</link>
    <description>
      <![CDATA[Retiring Well with Dave Solomon]]>
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    <pubDate>Sat, 11 Jan 2025 01:34:50 +0000</pubDate>
    <itunes:keywords>retirement, ,finance, ,investing, ,planning,Business,Investing</itunes:keywords>
    <copyright>Copyright 2025 David Solomon, RFC, Founder Solomon Financial Group, Inc.</copyright>
    <itunes:subtitle>Plan Smart, Retire Well!</itunes:subtitle>
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      <title>Dave Solomon, RFC</title>
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    <itunes:author>David Solomon, RFC, Founder Solomon Financial Group, Inc.</itunes:author>
    <itunes:summary>Retiring Well with Dave Solomon</itunes:summary>
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    <item>
      <title>Life Insurance</title>
      <description>
        <![CDATA[Why does Dave consider Life Insurance essential for a smart retirement plan?]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-12-04T14_05_16-08_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-12-04T14_05_16-08_00</comments>
      <pubDate>Mon, 04 Dec 2017 22:05:16 +0000</pubDate>
      <dcterms:modified>2017-12-04</dcterms:modified>
      <dcterms:created>2017-12-04</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-12-04T14_05_16-08_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
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      <itunes:summary>Why does Dave consider Life Insurance essential for a smart retirement plan?</itunes:summary>
      <itunes:subtitle>Why does Dave consider Life Insurance essential for a smart retirement plan?</itunes:subtitle>
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    <item>
      <title>Know Where Your Money Goes in Retirement</title>
      <description>
        <![CDATA[When it comes to retirement spending habits and peoples’ expectations for the expenses they’ll incur in retirement, and the amount they need to save now to cover those expenses later, the picture is often pretty cloudy. This show seeks to provide clarity by examining retirement spending habits and expenses, revealing the specific expense categories and line items that go into projecting one’s retirement expenses, where people can expect their expenses to rise and to fall, and how having a clearer understanding of retirement expenses can help inform an income strategy that hopefully provides them the means to fulfill their goals and dreams in the next phase of life.]]>
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      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-10-27T07_22_37-07_00</comments>
      <pubDate>Fri, 27 Oct 2017 14:22:37 +0000</pubDate>
      <dcterms:modified>2017-10-27</dcterms:modified>
      <dcterms:created>2017-10-27</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-10-27T07_22_37-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
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      <itunes:duration>3234</itunes:duration>
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      <itunes:summary>When it comes to retirement spending habits and peoples&#8217; expectations for the expenses they&#8217;ll incur in retirement, and the amount they need to save now to cover those expenses later, the picture is often pretty cloudy. This show seeks to provide clarity by examining retirement spending habits and expenses, revealing the specific expense categories and line items that go into projecting one&#8217;s retirement expenses, where people can expect their expenses to rise and to fall, and how having a clearer understanding of retirement expenses can help inform an income strategy that hopefully provides them the means to fulfill their goals and dreams in the next phase of life.</itunes:summary>
      <itunes:subtitle>When it comes to retirement spending habits and peoples&#8217; expectations for the expenses they&#8217;ll in...</itunes:subtitle>
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    <item>
      <title>The Right Retirement Balance: Growth and Protection</title>
      <description>
        <![CDATA[People, regardless of their age or stage of life, must find an appropriate balance between growth and protection inside their retirement nest egg. With retirement looming close or already here, a person may need to adjust their mindset and their retirement strategy to reflect the new financial realities and reordered priorities that often accompany the next phase of life. How to determine the right balance between growth and protection, risk and reward, in that strategy? How to build growth potential into a nest egg, without assuming an inordinate level of risk? And how to complement that growth potential with an adequate level of protection? In providing answers to these questions, this show details a balanced approach to positioning and managing one’s nest egg so it produces a comfortable level of income for as long as it’s needed during retirement. ]]>
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      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-10-20T07_20_22-07_00</comments>
      <pubDate>Fri, 20 Oct 2017 14:20:22 +0000</pubDate>
      <dcterms:modified>2017-10-20</dcterms:modified>
      <dcterms:created>2017-10-20</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-10-20T07_20_22-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
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      <itunes:duration>3234</itunes:duration>
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      <itunes:summary>People, regardless of their age or stage of life, must find an appropriate balance between growth and protection inside their retirement nest egg. With retirement looming close or already here, a person may need to adjust their mindset and their retirement strategy to reflect the new financial realities and reordered priorities that often accompany the next phase of life. How to determine the right balance between growth and protection, risk and reward, in that strategy? How to build growth potential into a nest egg, without assuming an inordinate level of risk? And how to complement that growth potential with an adequate level of protection? In providing answers to these questions, this show details a balanced approach to positioning and managing one&#8217;s nest egg so it produces a comfortable level of income for as long as it&#8217;s needed during retirement. </itunes:summary>
      <itunes:subtitle>People, regardless of their age or stage of life, must find an appropriate balance between growth...</itunes:subtitle>
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    <item>
      <title>Guaranteed Income Mix</title>
      <description>
        <![CDATA[From Episode "Swimming Upstream: Why guaranteed retirement income is vital"]]>
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      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-10-06T10_36_39-07_00</comments>
      <pubDate>Fri, 06 Oct 2017 17:36:39 +0000</pubDate>
      <dcterms:modified>2017-10-06</dcterms:modified>
      <dcterms:created>2017-10-06</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-10-06T10_36_39-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
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      <itunes:duration>172</itunes:duration>
      <itunes:summary>From Episode &quot;Swimming Upstream: Why guaranteed retirement income is vital&quot;</itunes:summary>
      <itunes:subtitle>From Episode &quot;Swimming Upstream: Why guaranteed retirement income is vital&quot;</itunes:subtitle>
    </item>
    <item>
      <title>Your Money, Your Future, Your Call:</title>
      <description>
        <![CDATA[Why do you want to call the shots when it comes to your finances in retirement? Well, frankly, who doesn’t want to determine their own financial destiny? Getting to that point can seem like an overwhelming process. But it doesn’t have to be. In today’s show we’ll go through key, practical steps to gaining control of your finances, for today and through your retirement. From understanding your financial situation and establishing a budget to building a portfolio that is geared toward flexibility and having an income strategy that addresses risks — our listeners today will learn that with a methodical plan, they can effectively take charge of their financial situation in retirement.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-10-05T14_55_34-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-10-05T14_55_34-07_00</comments>
      <pubDate>Thu, 05 Oct 2017 21:55:34 +0000</pubDate>
      <dcterms:modified>2017-10-05</dcterms:modified>
      <dcterms:created>2017-10-05</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-10-05T14_55_34-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
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      <itunes:duration>3235</itunes:duration>
      <itunes:summary>Why do you want to call the shots when it comes to your finances in retirement? Well, frankly, who doesn&#8217;t want to determine their own financial destiny? Getting to that point can seem like an overwhelming process. But it doesn&#8217;t have to be. In today&#8217;s show we&#8217;ll go through key, practical steps to gaining control of your finances, for today and through your retirement. From understanding your financial situation and establishing a budget to building a portfolio that is geared toward flexibility and having an income strategy that addresses risks &#8212; our listeners today will learn that with a methodical plan, they can effectively take charge of their financial situation in retirement.</itunes:summary>
      <itunes:subtitle>Why do you want to call the shots when it comes to your finances in retirement? Well, frankly, wh...</itunes:subtitle>
    </item>
    <item>
      <title>Swimming upstream: Why guaranteed retirement income is vital&#8212;and where to find it</title>
      <description>
        <![CDATA[People need income during retirement, not just to pay the bills but to fulfill the vision they have for the next phase of life. And the greater the share of that income that is actually “guaranteed” in terms of both timing and amount, the more confident a person can will be about not running out of money in retirement. This show explains why having guaranteed sources of income for retirement is important, while also detailing the possible sources to access guaranteed income, with suggestions for how to effectively manage those income sources — Social Security, pension, 401(k), bank accounts, and perhaps, annuities — so they all fit together into a coherent retirement income portfolio.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-09-29T08_29_04-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-09-29T08_29_04-07_00</comments>
      <pubDate>Fri, 29 Sep 2017 15:29:04 +0000</pubDate>
      <dcterms:modified>2017-09-29</dcterms:modified>
      <dcterms:created>2017-09-29</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-09-29T08_29_04-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
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      <itunes:duration>3235</itunes:duration>
      <itunes:summary>People need income during retirement, not just to pay the bills but to fulfill the vision they have for the next phase of life. And the greater the share of that income that is actually &#8220;guaranteed&#8221; in terms of both timing and amount, the more confident a person can will be about not running out of money in retirement. This show explains why having guaranteed sources of income for retirement is important, while also detailing the possible sources to access guaranteed income, with suggestions for how to effectively manage those income sources &#8212; Social Security, pension, 401(k), bank accounts, and perhaps, annuities &#8212; so they all fit together into a coherent retirement income portfolio.</itunes:summary>
      <itunes:subtitle>People need income during retirement, not just to pay the bills but to fulfill the vision they ha...</itunes:subtitle>
    </item>
    <item>
      <title>Retirement Readiness: How Prepared Are You Really?</title>
      <description>
        <![CDATA[How do you know if your retirement portfolio is really ready for action? Does it have the stamina to last as long as you do? Does it have the diversity and liquidity to withstand taxes? Market volatility? Inflation? What about the income sources to cover health care, let alone your day-to-day expenses? It’s a lot to consider. But so are the ways a plan can be derailed. And because we don’t have a crystal ball to show us what the future has in store, we need to plan for and build flexibility into our portfolios. Today’s show explains to listeners how to construct a retirement strategy that is not only built to last, but flexible enough to accommodate life’s — and the market’s — ups and downs.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-09-22T09_47_39-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-09-22T09_47_39-07_00</comments>
      <pubDate>Fri, 22 Sep 2017 16:47:39 +0000</pubDate>
      <dcterms:modified>2017-09-22</dcterms:modified>
      <dcterms:created>2017-09-22</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-09-22T09_47_39-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
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      <itunes:duration>3234</itunes:duration>
      <itunes:summary>How do you know if your retirement portfolio is really ready for action? Does it have the stamina to last as long as you do? Does it have the diversity and liquidity to withstand taxes? Market volatility? Inflation? What about the income sources to cover health care, let alone your day-to-day expenses? It&#8217;s a lot to consider. But so are the ways a plan can be derailed. And because we don&#8217;t have a crystal ball to show us what the future has in store, we need to plan for and build flexibility into our portfolios. Today&#8217;s show explains to listeners how to construct a retirement strategy that is not only built to last, but flexible enough to accommodate life&#8217;s &#8212; and the market&#8217;s &#8212; ups and downs.</itunes:summary>
      <itunes:subtitle>How do you know if your retirement portfolio is really ready for action? Does it have the stamina...</itunes:subtitle>
    </item>
    <item>
      <title>Making Sense of the Stock Market Rollercoaster</title>
      <description>
        <![CDATA[When people think about a market crash, their mind immediately goes back to 2008. Truthfully, though, markets have been volatile more recently than then, and the impact it can have on a retirement plan can’t be ignored. Think back for a second to 2016. It began with a jolt of volatility that captivated headlines for more than a quarter. Then Brexit and terror attacks in Europe contributed their fair share to at least the perception of the market roller coaster action. Yet, no matter the year, no one can really tell when we’re in a bull market or bear market until we’re already well entrenched. So how are investors to cope with this possibly unsettling information? Working with a financial advisor, those who are in an accumulation stage of life should continue to invest with patience and calm, keeping in mind that what comes down usually goes back up. However, for those in or nearing retirement, who may not have the time to wait for the downs to go up, they may want to consider alternatives to traditional investing to provide a measure of protection for their hard-earned assets.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-09-15T07_51_04-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-09-15T07_51_04-07_00</comments>
      <pubDate>Fri, 15 Sep 2017 14:51:04 +0000</pubDate>
      <dcterms:modified>2017-09-15</dcterms:modified>
      <dcterms:created>2017-09-15</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-09-15T07_51_04-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
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      <itunes:duration>3234</itunes:duration>
      <itunes:summary>When people think about a market crash, their mind immediately goes back to 2008. Truthfully, though, markets have been volatile more recently than then, and the impact it can have on a retirement plan can&#8217;t be ignored. Think back for a second to 2016. It began with a jolt of volatility that captivated headlines for more than a quarter. Then Brexit and terror attacks in Europe contributed their fair share to at least the perception of the market roller coaster action. Yet, no matter the year, no one can really tell when we&#8217;re in a bull market or bear market until we&#8217;re already well entrenched. So how are investors to cope with this possibly unsettling information? Working with a financial advisor, those who are in an accumulation stage of life should continue to invest with patience and calm, keeping in mind that what comes down usually goes back up. However, for those in or nearing retirement, who may not have the time to wait for the downs to go up, they may want to consider alternatives to traditional investing to provide a measure of protection for their hard-earned assets.</itunes:summary>
      <itunes:subtitle>When people think about a market crash, their mind immediately goes back to 2008. Truthfully, tho...</itunes:subtitle>
    </item>
    <item>
      <title>Diversification Done Right: A Primer on Guarding Your Retirement Nest Egg</title>
      <description>
        <![CDATA[While the everyday investor hears about market volatility and the importance of asset diversification, it’s easy to dismiss those concepts as buzzwords and set your retirement nest egg into a rut on autopilot. But that is one habit that can be harmful: Instead, knowing what a truly diversified portfolio might look like is a prime piece of understanding and taking ownership of the assets you need in retirement.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-09-08T07_15_11-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-09-08T07_15_11-07_00</comments>
      <pubDate>Fri, 08 Sep 2017 14:15:11 +0000</pubDate>
      <dcterms:modified>2017-09-08</dcterms:modified>
      <dcterms:created>2017-09-08</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-09-08T07_15_11-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-09-08T07_15_11-07_00.mp3?_=1504880120.12355204" length="86052985" type="audio/mpeg"/>
      <itunes:duration>4418</itunes:duration>
      <itunes:summary>While the everyday investor hears about market volatility and the importance of asset diversification, it&#8217;s easy to dismiss those concepts as buzzwords and set your retirement nest egg into a rut on autopilot. But that is one habit that can be harmful: Instead, knowing what a truly diversified portfolio might look like is a prime piece of understanding and taking ownership of the assets you need in retirement.</itunes:summary>
      <itunes:subtitle>While the everyday investor hears about market volatility and the importance of asset diversifica...</itunes:subtitle>
    </item>
    <item>
      <title>Reading Between the Numbers</title>
      <description>
        <![CDATA[Are you getting what you pay for with the fees, commissions and other costs associated with investing?]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-09-01T07_24_57-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-09-01T07_24_57-07_00</comments>
      <pubDate>Fri, 01 Sep 2017 14:24:57 +0000</pubDate>
      <dcterms:modified>2017-09-01</dcterms:modified>
      <dcterms:created>2017-09-01</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-09-01T07_24_57-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-09-01T07_24_57-07_00.mp3?_=1504275901.12343519" length="77893572" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>Are you getting what you pay for with the fees, commissions and other costs associated with investing?</itunes:summary>
      <itunes:subtitle>Are you getting what you pay for with the fees, commissions and other costs associated with inves...</itunes:subtitle>
    </item>
    <item>
      <title>Annuities: The Good. The Bad. The Fine Print.</title>
      <description>
        <![CDATA[In a world where retirees increasingly want guaranteed income, shouldn’t we know more about them?]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-08-25T07_37_50-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-08-25T07_37_50-07_00</comments>
      <pubDate>Fri, 25 Aug 2017 14:37:50 +0000</pubDate>
      <dcterms:modified>2017-08-25</dcterms:modified>
      <dcterms:created>2017-08-25</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-08-25T07_37_50-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-08-25T07_37_50-07_00.mp3?_=1503671877.12331804" length="77891573" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>In a world where retirees increasingly want guaranteed income, shouldn&#8217;t we know more about them?</itunes:summary>
      <itunes:subtitle>In a world where retirees increasingly want guaranteed income, shouldn&#8217;t we know more about them?</itunes:subtitle>
    </item>
    <item>
      <title>Your Behavior and Why it Matters to Your Money</title>
      <description>
        <![CDATA[Why smart people make some big money mistakes and how to correct them!]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-08-25T07_36_24-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-08-25T07_36_24-07_00</comments>
      <pubDate>Fri, 25 Aug 2017 14:36:24 +0000</pubDate>
      <dcterms:modified>2017-08-25</dcterms:modified>
      <dcterms:created>2017-08-25</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-08-25T07_36_24-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-08-25T07_36_24-07_00.mp3?_=1503671792.12331800" length="77890587" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>Why smart people make some big money mistakes and how to correct them!</itunes:summary>
      <itunes:subtitle>Why smart people make some big money mistakes and how to correct them!</itunes:subtitle>
    </item>
    <item>
      <title>Common 401(k) Questions Answered</title>
      <description>
        <![CDATA[Investing involves risk, including the loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-08-25T07_33_56-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-08-25T07_33_56-07_00</comments>
      <pubDate>Fri, 25 Aug 2017 14:33:56 +0000</pubDate>
      <dcterms:modified>2017-08-25</dcterms:modified>
      <dcterms:created>2017-08-25</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-08-25T07_33_56-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-08-25T07_33_56-07_00.mp3?_=1503671643.12331795" length="77889099" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>Investing involves risk, including the loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.</itunes:summary>
      <itunes:subtitle>Investing involves risk, including the loss of principal. No investment strategy can guarantee a ...</itunes:subtitle>
    </item>
    <item>
      <title>The Yin and Yang of Annuities and Life Insurance</title>
      <description>
        <![CDATA[Whether a person expects to die early or unexpectedly, or envisions living a long life, each scenario presents risks — risks that retirement-minded people can’t afford to ignore. Life insurance and annuities are designed to take some of that uncertainty out of the equation, to provide people with nest egg protection and peace of mind leading up to and during retirement. Who’s a good candidate for life insurance, and if so, what kind? Who’s a good candidate for an annuity, and if so, what kind? For whom might it make sense to have both? And can you get away with having neither? Today’s show will delve into the yin-and-yang of life insurance and annuities to find answers to those questions.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-07-10T11_59_12-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-07-10T11_59_12-07_00</comments>
      <pubDate>Mon, 10 Jul 2017 18:59:12 +0000</pubDate>
      <dcterms:modified>2017-07-10</dcterms:modified>
      <dcterms:created>2017-07-10</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-07-10T11_59_12-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-07-10T11_59_12-07_00.mp3?_=1499713160.12246632" length="77887115" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>Whether a person expects to die early or unexpectedly, or envisions living a long life, each scenario presents risks &#8212; risks that retirement-minded people can&#8217;t afford to ignore. Life insurance and annuities are designed to take some of that uncertainty out of the equation, to provide people with nest egg protection and peace of mind leading up to and during retirement. Who&#8217;s a good candidate for life insurance, and if so, what kind? Who&#8217;s a good candidate for an annuity, and if so, what kind? For whom might it make sense to have both? And can you get away with having neither? Today&#8217;s show will delve into the yin-and-yang of life insurance and annuities to find answers to those questions.</itunes:summary>
      <itunes:subtitle>Whether a person expects to die early or unexpectedly, or envisions living a long life, each scen...</itunes:subtitle>
    </item>
    <item>
      <title>Why Retirement Readiness Requires a Declaration of Independence</title>
      <description>
        <![CDATA[Getting ready for retirement takes a lot of preparation and dedication, but it becomes a struggle to plan when you must listen to a cacophony of opinions. From big brokerage firms to mega-million-dollar ad campaigns, mapping out a strategy for retirement is filled with so much conflicting advice and ulterior motives that consumers often forego doing meaningful planning for what could be the best years of their lives. Instead of getting overwhelmed or taking a devil-may-care attitude, we have the opportunity to unplug and focus on a path to independent, personal guidance that strips away the mystique that surrounds financial guidance.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-06-23T12_41_10-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-06-23T12_41_10-07_00</comments>
      <pubDate>Fri, 23 Jun 2017 19:41:10 +0000</pubDate>
      <dcterms:modified>2017-06-23</dcterms:modified>
      <dcterms:created>2017-06-23</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-06-23T12_41_10-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-06-23T12_41_10-07_00.mp3?_=1498246877.12218957" length="77884139" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>Getting ready for retirement takes a lot of preparation and dedication, but it becomes a struggle to plan when you must listen to a cacophony of opinions. From big brokerage firms to mega-million-dollar ad campaigns, mapping out a strategy for retirement is filled with so much conflicting advice and ulterior motives that consumers often forego doing meaningful planning for what could be the best years of their lives. Instead of getting overwhelmed or taking a devil-may-care attitude, we have the opportunity to unplug and focus on a path to independent, personal guidance that strips away the mystique that surrounds financial guidance.</itunes:summary>
      <itunes:subtitle>Getting ready for retirement takes a lot of preparation and dedication, but it becomes a struggle...</itunes:subtitle>
    </item>
    <item>
      <title>Ages and Stages: Mark These Birthdays on Your Financial Calendar</title>
      <description>
        <![CDATA[You’re old enough for a driver’s license. You qualify for banking accounts and preferred credit cards. You can rent an apartment and lease a rental car. Maybe you even got the cheesy over-the-hill pun cards several birthdays ago. So, at this point, counting birthdays either becomes mundane or dreadful, depending on how you feel. Yet, aside from the fun of any parties, there are many financial reasons to keep tabs on your age. Some milestones fluid – like retiring at 65. Others are ironclad (go ahead and try skipping your RMDs after 70 ½ and your tax penalties will tell you whether Uncle Sam was watching). Either way, it’s important to keep an eye on the calendar, even past what we may consider the “fun” birthdays.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-06-09T07_51_42-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-06-09T07_51_42-07_00</comments>
      <pubDate>Fri, 09 Jun 2017 14:51:42 +0000</pubDate>
      <dcterms:modified>2017-06-09</dcterms:modified>
      <dcterms:created>2017-06-09</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-06-09T07_51_42-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-06-09T07_51_42-07_00.mp3?_=1497019931.12192958" length="77888266" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>You&#8217;re old enough for a driver&#8217;s license. You qualify for banking accounts and preferred credit cards. You can rent an apartment and lease a rental car. Maybe you even got the cheesy over-the-hill pun cards several birthdays ago. So, at this point, counting birthdays either becomes mundane or dreadful, depending on how you feel. Yet, aside from the fun of any parties, there are many financial reasons to keep tabs on your age. Some milestones fluid &#8211; like retiring at 65. Others are ironclad (go ahead and try skipping your RMDs after 70 &#189; and your tax penalties will tell you whether Uncle Sam was watching). Either way, it&#8217;s important to keep an eye on the calendar, even past what we may consider the &#8220;fun&#8221; birthdays.</itunes:summary>
      <itunes:subtitle>You&#8217;re old enough for a driver&#8217;s license. You qualify for banking accounts and preferred credit c...</itunes:subtitle>
    </item>
    <item>
      <title>Active vs. Passive Management</title>
      <description>
        <![CDATA[The debate, whether you should be actively investing or passively investing?  Dave breaks explains. ]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-05-19T09_38_22-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-05-19T09_38_22-07_00</comments>
      <pubDate>Fri, 19 May 2017 16:38:22 +0000</pubDate>
      <dcterms:modified>2017-05-19</dcterms:modified>
      <dcterms:created>2017-05-19</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-05-19T09_38_22-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-05-19T09_38_22-07_00.mp3?_=1495211931.12153338" length="77884801" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>The debate, whether you should be actively investing or passively investing?  Dave breaks explains. </itunes:summary>
      <itunes:subtitle>The debate, whether you should be actively investing or passively investing?  Dave breaks explains. </itunes:subtitle>
    </item>
    <item>
      <title>Sandwiched! Tackling the unique financial challenges of the Sandwich Generation</title>
      <description>
        <![CDATA[Particularly in times of economic uncertainty, one generation of a family—the most stable, reliably employed generation—may find themselves squeezed, with their aging parents leaning on them more for support, while they also are still caring for their children. This cramping between generations has earned those in the middle the moniker of the “Sandwich Generation.” Once largely comprising baby boomers, the current Sandwich Generation is trending toward Generation X as their boomer parents work their way into retirement. While the Sandwich Generation often finds their duties to parents and children to be rewarding, it can come with significant financial challenges. The current Sandwich is additionally complicated by the effects of the Great Recession, when many empty-nesters suddenly had their children “boomerang,” or leave for college and professional jobs, only to come back to live at home because of job loss or general unemployment. From preparing early for a parent’s care to deciding priorities between funding college or funding retirement, there are many strategies available specifically to help members of the Sandwich Generation keep their finances beefed up.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-05-04T13_16_50-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-05-04T13_16_50-07_00</comments>
      <pubDate>Thu, 04 May 2017 20:16:50 +0000</pubDate>
      <dcterms:modified>2017-05-04</dcterms:modified>
      <dcterms:created>2017-05-04</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-05-04T13_16_50-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-05-04T13_16_50-07_00.mp3?_=1493929018.12124790" length="77881311" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>Particularly in times of economic uncertainty, one generation of a family&#8212;the most stable, reliably employed generation&#8212;may find themselves squeezed, with their aging parents leaning on them more for support, while they also are still caring for their children. This cramping between generations has earned those in the middle the moniker of the &#8220;Sandwich Generation.&#8221; Once largely comprising baby boomers, the current Sandwich Generation is trending toward Generation X as their boomer parents work their way into retirement. While the Sandwich Generation often finds their duties to parents and children to be rewarding, it can come with significant financial challenges. The current Sandwich is additionally complicated by the effects of the Great Recession, when many empty-nesters suddenly had their children &#8220;boomerang,&#8221; or leave for college and professional jobs, only to come back to live at home because of job loss or general unemployment. From preparing early for a parent&#8217;s care to deciding priorities between funding college or funding retirement, there are many strategies available specifically to help members of the Sandwich Generation keep their finances beefed up.</itunes:summary>
      <itunes:subtitle>Particularly in times of economic uncertainty, one generation of a family&#8212;the most stable, reliab...</itunes:subtitle>
    </item>
    <item>
      <title>How to Help Neutralize the Quiet Retirement Concern </title>
      <description>
        <![CDATA[Inflation is at historical lows here in America, but it is still a very real risk to retirees on a fixed income. Preparing ahead of time can do a lot to curb the effect of inflation on a retiree’s purchasing power. Additionally, the Consumer Price Index has found that retirees are particularly exposed to the effects of inflation, as the health care industry – retirees use at a higher rate than the general population – is particularly subject to inflation. Offsetting inflation risks with products that aren’t fixed or have inflation riders can help keep more dollars in retirees’ pockets.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-04-28T06_28_37-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-04-28T06_28_37-07_00</comments>
      <pubDate>Fri, 28 Apr 2017 13:28:37 +0000</pubDate>
      <dcterms:modified>2017-04-28</dcterms:modified>
      <dcterms:created>2017-04-28</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-04-28T06_28_37-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-04-28T06_28_37-07_00.mp3?_=1493386123.12112867" length="77879823" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>Inflation is at historical lows here in America, but it is still a very real risk to retirees on a fixed income. Preparing ahead of time can do a lot to curb the effect of inflation on a retiree&#8217;s purchasing power. Additionally, the Consumer Price Index has found that retirees are particularly exposed to the effects of inflation, as the health care industry &#8211; retirees use at a higher rate than the general population &#8211; is particularly subject to inflation. Offsetting inflation risks with products that aren&#8217;t fixed or have inflation riders can help keep more dollars in retirees&#8217; pockets.</itunes:summary>
      <itunes:subtitle>Inflation is at historical lows here in America, but it is still a very real risk to retirees on ...</itunes:subtitle>
    </item>
    <item>
      <title>7 Strategies to Help Retire On Time</title>
      <description>
        <![CDATA[People approaching retirement age with little savings may have a bumpy road ahead. But there are certain things that can be done in order to build their nest eggs as rapidly as possible, and to ensure at least some money will support them in retirement.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-04-20T14_51_08-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-04-20T14_51_08-07_00</comments>
      <pubDate>Thu, 20 Apr 2017 21:51:08 +0000</pubDate>
      <dcterms:modified>2017-04-20</dcterms:modified>
      <dcterms:created>2017-04-20</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-04-20T14_51_08-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-04-20T14_51_08-07_00.mp3?_=1492725072.12098013" length="77876847" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>People approaching retirement age with little savings may have a bumpy road ahead. But there are certain things that can be done in order to build their nest eggs as rapidly as possible, and to ensure at least some money will support them in retirement.</itunes:summary>
      <itunes:subtitle>People approaching retirement age with little savings may have a bumpy road ahead. But there are ...</itunes:subtitle>
    </item>
    <item>
      <title>10 Signs You Might Want to Find a Financial Professional &#8230;and how to go about finding one who&#8217;s just right for you</title>
      <description>
        <![CDATA[It’s tempting to go it alone when it comes to retirement strategies, but studies show retirees are more confident in their retirement income when their plans have had a second look by a financial professional. So, what are some signs that it’s time to consider finding that trusted voice? From concerns about budget to having a different picture than a spouse, there are 10 signs (and 5 bonus signs!) that you should start thinking about a financial professional. Additionally, once you have decided to start a search for that trusted person, what criteria should you keep in mind during your search? Credentials, education and priorities are all important considerations for people to consider when finding the financial professional who could help them to—and through—retirement.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-04-07T06_57_42-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-04-07T06_57_42-07_00</comments>
      <pubDate>Fri, 07 Apr 2017 13:57:42 +0000</pubDate>
      <dcterms:modified>2017-04-07</dcterms:modified>
      <dcterms:created>2017-04-07</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-04-07T06_57_42-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-04-07T06_57_42-07_00.mp3?_=1491573469.12072884" length="77874367" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>It&#8217;s tempting to go it alone when it comes to retirement strategies, but studies show retirees are more confident in their retirement income when their plans have had a second look by a financial professional. So, what are some signs that it&#8217;s time to consider finding that trusted voice? From concerns about budget to having a different picture than a spouse, there are 10 signs (and 5 bonus signs!) that you should start thinking about a financial professional. Additionally, once you have decided to start a search for that trusted person, what criteria should you keep in mind during your search? Credentials, education and priorities are all important considerations for people to consider when finding the financial professional who could help them to&#8212;and through&#8212;retirement.</itunes:summary>
      <itunes:subtitle>It&#8217;s tempting to go it alone when it comes to retirement strategies, but studies show retirees ar...</itunes:subtitle>
    </item>
    <item>
      <title>Step on the Gas to Make Up Lost Retirement Savings Ground </title>
      <description>
        <![CDATA[While political and social shifts have seemingly left the country more divided than ever, we share a common ground in that too many have avoided saving for retirement, and many who have saved lack the confidence that it is adequate. Yet, as the baby boomers wind through retirement, what is there to be done? From annuities to increased emphasis on market performance to downsizing and refinancing mortgages, there are many ways to get creative about generating an income in retirement when you’re playing catch up.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-03-31T06_53_55-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-03-31T06_53_55-07_00</comments>
      <pubDate>Fri, 31 Mar 2017 13:53:55 +0000</pubDate>
      <dcterms:modified>2017-03-31</dcterms:modified>
      <dcterms:created>2017-03-31</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-03-31T06_53_55-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-03-31T06_53_55-07_00.mp3?_=1490968442.12058517" length="77920112" type="audio/mpeg"/>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>While political and social shifts have seemingly left the country more divided than ever, we share a common ground in that too many have avoided saving for retirement, and many who have saved lack the confidence that it is adequate. Yet, as the baby boomers wind through retirement, what is there to be done? From annuities to increased emphasis on market performance to downsizing and refinancing mortgages, there are many ways to get creative about generating an income in retirement when you&#8217;re playing catch up.</itunes:summary>
      <itunes:subtitle>While political and social shifts have seemingly left the country more divided than ever, we shar...</itunes:subtitle>
    </item>
    <item>
      <title>Get to know Dave Solomon</title>
      <description>
        <![CDATA[This episode, we get to know Dave Solomon and how he began the Solomon Financial Group.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-03-24T12_30_36-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-03-24T12_30_36-07_00</comments>
      <pubDate>Fri, 24 Mar 2017 19:30:36 +0000</pubDate>
      <dcterms:modified>2017-03-31</dcterms:modified>
      <dcterms:created>2017-03-24</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-03-24T12_30_36-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-03-24T12_30_36-07_00.mp3?_=1490383872.12044986" length="77875941" type="audio/mpeg"/>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>This episode, we get to know Dave Solomon and how he began the Solomon Financial Group.</itunes:summary>
      <itunes:subtitle>This episode, we get to know Dave Solomon and how he began the Solomon Financial Group.</itunes:subtitle>
    </item>
    <item>
      <title>Building a Retirement Nest Egg to Last</title>
      <description>
        <![CDATA[With people living longer than ever, the chief worry among many retirees and pre-retirees today is not running out of time for retirement, but running short of the money required to enjoy it. The goal is to position your assets so you can call your own shots financially, up to and through retirement. This show provides listeners with strategies, tips and tactics to help ensure that their assets last as long as they need them, by shrewdly managing their retirement accounts and investments with a diversified approach, and by spending wisely, carefully managing tax exposure, and using the right tools at the right time, including Social Security benefits, long-term care insurance and even an annuity.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-03-17T11_35_53-07_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-03-17T11_35_53-07_00</comments>
      <pubDate>Fri, 17 Mar 2017 18:35:53 +0000</pubDate>
      <dcterms:modified>2017-03-31</dcterms:modified>
      <dcterms:created>2017-03-17</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-03-17T11_35_53-07_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-03-17T11_35_53-07_00.mp3?_=1489775781.12029958" length="77865642" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>With people living longer than ever, the chief worry among many retirees and pre-retirees today is not running out of time for retirement, but running short of the money required to enjoy it. The goal is to position your assets so you can call your own shots financially, up to and through retirement. This show provides listeners with strategies, tips and tactics to help ensure that their assets last as long as they need them, by shrewdly managing their retirement accounts and investments with a diversified approach, and by spending wisely, carefully managing tax exposure, and using the right tools at the right time, including Social Security benefits, long-term care insurance and even an annuity.</itunes:summary>
      <itunes:subtitle>With people living longer than ever, the chief worry among many retirees and pre-retirees today i...</itunes:subtitle>
    </item>
    <item>
      <title>Insurance: Are you really covered?</title>
      <description>
        <![CDATA[A lot of financial preparations center not only on accumulating your wealth, but on making sure that you protect it from risk. That is the essence of insurance, that you can proactively manage risks. Yet, many people assume they are covered, failing to understand the basics of insurance policies or the variety of options available to them. From auto insurance to homeowners’ insurance to supplemental insurance, it’s important to understand what insurance is and how it works in order to answer the question: Are you really covered?]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-03-03T09_06_01-08_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-03-03T09_06_01-08_00</comments>
      <pubDate>Fri, 03 Mar 2017 17:06:01 +0000</pubDate>
      <dcterms:modified>2017-03-31</dcterms:modified>
      <dcterms:created>2017-03-03</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-03-03T09_06_01-08_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-03-03T09_06_01-08_00.mp3?_=1488560770.12000748" length="77871170" type="audio/mpeg"/>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>A lot of financial preparations center not only on accumulating your wealth, but on making sure that you protect it from risk. That is the essence of insurance, that you can proactively manage risks. Yet, many people assume they are covered, failing to understand the basics of insurance policies or the variety of options available to them. From auto insurance to homeowners&#8217; insurance to supplemental insurance, it&#8217;s important to understand what insurance is and how it works in order to answer the question: Are you really covered?</itunes:summary>
      <itunes:subtitle>A lot of financial preparations center not only on accumulating your wealth, but on making sure t...</itunes:subtitle>
    </item>
    <item>
      <title>Making Sense of the Stock Market Rollercoaster</title>
      <description>
        <![CDATA[The year began with a jolt of volatility that captivated headlines for more than a quarter. Then Brexit and terror attacks in Europe contributed their fair share to at least the perception of the market roller coaster action. Yet, no one can really tell when we’re in a bull market or bear market until we’re already well entrenched. So how are investors to cope with this possibly unsettling information? Working with a financial advisor, those who are in an accumulation stage of life should continue to invest with patience and calm, keeping in mind that what comes down usually goes back up. However, for those in or nearing retirement, who may not have the time to wait for the downs to go up, they may want to consider alternatives to traditional investing to provide a measure of protection for their hard-earned assets.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-02-23T07_38_05-08_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-02-23T07_38_05-08_00</comments>
      <pubDate>Thu, 23 Feb 2017 15:38:05 +0000</pubDate>
      <dcterms:modified>2017-03-31</dcterms:modified>
      <dcterms:created>2017-02-23</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-02-23T07_38_05-08_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-02-23T07_38_05-08_00.mp3?_=1487864292.11983898" length="77868690" type="audio/mpeg"/>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>The year began with a jolt of volatility that captivated headlines for more than a quarter. Then Brexit and terror attacks in Europe contributed their fair share to at least the perception of the market roller coaster action. Yet, no one can really tell when we&#8217;re in a bull market or bear market until we&#8217;re already well entrenched. So how are investors to cope with this possibly unsettling information? Working with a financial advisor, those who are in an accumulation stage of life should continue to invest with patience and calm, keeping in mind that what comes down usually goes back up. However, for those in or nearing retirement, who may not have the time to wait for the downs to go up, they may want to consider alternatives to traditional investing to provide a measure of protection for their hard-earned assets.</itunes:summary>
      <itunes:subtitle>The year began with a jolt of volatility that captivated headlines for more than a quarter. Then ...</itunes:subtitle>
    </item>
    <item>
      <title>Wealth Accumulation: Make money. Save Money.  Invest Money. Repeat.</title>
      <description>
        <![CDATA[The basics to accumulating wealth are make money, save money, invest money. Yet, with so many options available for investing and so many factors to consider (long-term goals, short-term needs, protection, volatility, etc.), the prospect of even getting started can be daunting. Laying out the basics of asset classes, the principals of diversity (among asset classes AND non-correlated markets) and ways to find protection, a simplified, high-level discussion of investing can help consumers of many wealth profiles make decisions amidst the noise of overwhelming choices.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-02-23T07_36_20-08_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-02-23T07_36_20-08_00</comments>
      <pubDate>Thu, 23 Feb 2017 15:36:20 +0000</pubDate>
      <dcterms:modified>2017-03-31</dcterms:modified>
      <dcterms:created>2017-02-23</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-02-23T07_36_20-08_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-02-23T07_36_20-08_00.mp3?_=1487864187.11983897" length="77860186" type="audio/mpeg"/>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>The basics to accumulating wealth are make money, save money, invest money. Yet, with so many options available for investing and so many factors to consider (long-term goals, short-term needs, protection, volatility, etc.), the prospect of even getting started can be daunting. Laying out the basics of asset classes, the principals of diversity (among asset classes AND non-correlated markets) and ways to find protection, a simplified, high-level discussion of investing can help consumers of many wealth profiles make decisions amidst the noise of overwhelming choices.</itunes:summary>
      <itunes:subtitle>The basics to accumulating wealth are make money, save money, invest money. Yet, with so many opt...</itunes:subtitle>
    </item>
    <item>
      <title>Save Enough for Retirement&#8230; &#8230;and Save Yourself a Lot of Concern Along the Way</title>
      <description>
        <![CDATA[A clarion call has gone out across the country that, with 10,000 boomers retiring every day, we are reaching a retirement crisis, as those looking toward retirement fear running out of income in retirement. With so many choices, options and expectations to meet, where, exactly, do we stand? What has caused the new concern for savings? And how can people prepare, or even over-prepare? Taking advantage of savings offers, expanded tax-qualified account limits, budgeting tools and insurance products, it’s time to outline the basics of how to save enough for retirement.]]>
      </description>
      <guid isPermaLink="true">https://dave53076.podomatic.com/entry/2017-02-10T10_54_43-08_00</guid>
      <comments>https://www.podomatic.com/podcasts/dave53076/episodes/2017-02-10T10_54_43-08_00</comments>
      <pubDate>Fri, 10 Feb 2017 18:54:43 +0000</pubDate>
      <dcterms:modified>2017-03-31</dcterms:modified>
      <dcterms:created>2017-02-10</dcterms:created>
      <link>https://www.podomatic.com/podcasts/dave53076/episodes/2017-02-10T10_54_43-08_00</link>
      <dc:creator>David Solomon, RFC, Founder Solomon Financial Group, Inc.</dc:creator>
      <itunes:keywords></itunes:keywords>
      <enclosure url="https://dave53076.podomatic.com/enclosure/2017-02-10T10_54_43-08_00.mp3?_=1486752889.11956954" length="77864548" type="audio/mpeg"/>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>A clarion call has gone out across the country that, with 10,000 boomers retiring every day, we are reaching a retirement crisis, as those looking toward retirement fear running out of income in retirement. With so many choices, options and expectations to meet, where, exactly, do we stand? What has caused the new concern for savings? And how can people prepare, or even over-prepare? Taking advantage of savings offers, expanded tax-qualified account limits, budgeting tools and insurance products, it&#8217;s time to outline the basics of how to save enough for retirement.</itunes:summary>
      <itunes:subtitle>A clarion call has gone out across the country that, with 10,000 boomers retiring every day, we a...</itunes:subtitle>
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